Finances: Automate savings

Resultados Clave

• Set up automatic transfers to a high-yield savings account on Ally or Marcus
  Valor inicial: 0, Valor objetivo: 1, Frecuencia de notificación: Cada 6 meses
• Save $500 using the Digit app
  Valor inicial: 0, Valor objetivo: $ 500, Frecuencia de notificación: Mensual
• Create 3 savings rules using IFTTT
  Valor inicial: 0, Valor objetivo: 3, Frecuencia de notificación: Trimestral
• Automate $200 from each paycheck to savings
  Valor inicial: 0, Valor objetivo: $ 200, Frecuencia de notificación: Fin de mes
• Allocate $100 monthly to a digital envelope system using Goodbudget
  Valor inicial: 0, Valor objetivo: $ 100, Frecuencia de notificación: Fin de mes
• Define and automate savings for 2 goals using SmartyPig
  Valor inicial: 0, Valor objetivo: 2, Frecuencia de notificación: Trimestral
• Link 3 savings accounts for different goals with Capital One 360
  Valor inicial: 0, Valor objetivo: 3, Frecuencia de notificación: Anual
• Transfer $50 in cashback rewards to savings from Rakuten or a credit card
  Valor inicial: 0, Valor objetivo: $ 50, Frecuencia de notificación: Anual

Iniciativas

• Set up automatic transfers to a high-yield savings account
  Automate monthly transfers to a high-yield savings account using online banking services from Ally or Marcus.
• Use a savings automation app
  Use apps like Digit or Qapital to automatically save small amounts based on your spending habits and goals.
• Enable round-up savings on purchases
  Activate round-up savings to the nearest dollar on your debit or credit card transactions, and transfer the difference to savings with apps like Acorns or Chime.
• Create savings rules with IFTTT
  Set up automated savings rules using IFTTT to transfer money to savings when specific conditions are met, such as receiving a paycheck or spending less than a set amount.
• Use a digital envelope budgeting system
  Automate savings allocations using a digital envelope budgeting system like Goodbudget or Mvelopes.
• Set up automated goal-based savings
  Define savings goals and automate contributions towards each goal using platforms like SmartyPig or Simple.
• Schedule automated savings for irregular income
  Automate savings contributions for freelancers or gig workers using income-smoothing tools from Cushion or HoneyBook.
• Use employer-sponsored automated savings plans
  Participate in employer-sponsored savings programs that automate contributions to emergency funds or investment accounts, available through platforms like Fidelity or Vanguard.
• Automate savings from cashback rewards
  Redirect cashback rewards from credit cards or shopping apps like Rakuten directly into your savings account.