Finances: Plan for major purchases

النتائج الرئيسية

• Research 4 major purchase options using Consumer Reports or Wirecutter
  القيمة الأولية: 0, القيمة المستهدفة: 4, تكرار الإشعارات: كل ربع سنة
• Compare prices for 5 major purchases using PriceGrabber or Google Shopping
  القيمة الأولية: 0, القيمة المستهدفة: 5, تكرار الإشعارات: نهاية الشهر
• Create a savings plan for 3 major purchases using SmartAsset or NerdWallet
  القيمة الأولية: 0, القيمة المستهدفة: 3, تكرار الإشعارات: كل ربع سنة
• Set up automatic savings transfers for 2 planned purchases using Ally or Marcus
  القيمة الأولية: 0, القيمة المستهدفة: 2, تكرار الإشعارات: كل ربع سنة
• Monitor price changes weekly using Honey or CamelCamelCamel for 3 major purchases
  القيمة الأولية: 0, القيمة المستهدفة: 12, تكرار الإشعارات: أسبوعيًا
• Use a goal tracker to visualize savings progress for 3 major purchases on Qapital
  القيمة الأولية: 0, القيمة المستهدفة: 3, تكرار الإشعارات: نهاية الشهر
• Read 3 articles on negotiating techniques for major purchases from The Balance
  القيمة الأولية: 0, القيمة المستهدفة: 3, تكرار الإشعارات: كل أسبوعين
• Set a 5% savings buffer for unexpected expenses using Bankrate guidelines
  القيمة الأولية: 0, القيمة المستهدفة: 5%, تكرار الإشعارات: كل ربع سنة

المبادرات

• Create a dedicated savings account for major purchases
  Open a high-yield savings account specifically for major purchases using services from banks like Ally or Marcus.
• Use a major purchase calculator
  Utilize online calculators from Bankrate or NerdWallet to estimate how much you need to save for major purchases like a car or home.
• Set up a sinking fund for planned expenses
  Establish a sinking fund for major purchases by setting aside a fixed amount each month, using budgeting apps like YNAB or Goodbudget.
• Research and compare prices online
  Use price comparison websites like CamelCamelCamel or Google Shopping to find the best deals on major purchases.
• Track and plan purchase timing with deal apps
  Use deal tracking apps like Honey or Slickdeals to identify the best times to make major purchases and plan accordingly.
• Apply for 0% financing offers
  Take advantage of 0% financing offers for major purchases like appliances or electronics using credit options from Best Buy or Home Depot.
• Develop a major purchase decision matrix
  Create a decision matrix to evaluate and prioritize potential major purchases based on factors like cost, need, and timing, using tools from Smartsheet.
• Review and adjust your budget monthly
  Regularly review and adjust your budget to allocate more funds toward major purchases as needed, using tools from Mint or Quicken.