Pay down $3,000 in credit card debt using Snowball or Avalanche method القيمة الأولية: 0, القيمة المستهدفة: $ 3000, تكرار الإشعارات: نهاية الشهر
Use Tally app to consolidate $2,500 in credit card debt القيمة الأولية: 0, القيمة المستهدفة: $ 2500, تكرار الإشعارات: نهاية الشهر
Create and follow a debt repayment plan using SmartAsset for 6 months القيمة الأولية: 0, القيمة المستهدفة: 6, تكرار الإشعارات: نهاية الشهر
Track debt reduction progress weekly using Mint or YNAB القيمة الأولية: 0, القيمة المستهدفة: 26, تكرار الإشعارات: أسبوعيًا
Transfer $1,000 of high-interest debt to a 0% interest balance transfer card القيمة الأولية: 0, القيمة المستهدفة: $ 1000, تكرار الإشعارات: نهاية الشهر
Make 12 additional payments towards student loans using Upromise or Chipper القيمة الأولية: 0, القيمة المستهدفة: 12, تكرار الإشعارات: نهاية الشهر
Negotiate and reduce 2 outstanding debts using guidelines from National Foundation for Credit Counseling القيمة الأولية: 0, القيمة المستهدفة: 2, تكرار الإشعارات: كل ربع سنة
Increase monthly debt payments by 20% using budget adjustments in YNAB القيمة الأولية: 0, القيمة المستهدفة: 20%, تكرار الإشعارات: شهريًا
Track debt-to-income ratio quarterly using tools from SmartAsset القيمة الأولية: 0, القيمة المستهدفة: 4, تكرار الإشعارات: كل 6 أشهر
عرض المزيد
المبادرات
Create a debt repayment plan Develop a detailed debt repayment plan using tools from Debt.com or Undebt.it.
Use the snowball method to pay off debts Apply the snowball method to tackle debts, starting with the smallest balance first, using EveryDollar to track progress.
Consolidate debts with a low-interest loan Consolidate high-interest debts into a single low-interest loan using services from LendingClub or SoFi.
Negotiate lower interest rates Contact creditors to negotiate lower interest rates on existing debts; use guidance from Credit Karma on how to approach negotiations.
Transfer balances to a 0% APR credit card Transfer high-interest credit card balances to a 0% APR card to save on interest, using comparison tools from NerdWallet or Bankrate.
Set up automatic payments Automate debt payments to avoid late fees and stay on track using features from Quicken or Mint.
Cut unnecessary expenses to free up cash Identify and eliminate unnecessary expenses using expense analysis tools from Truebill or Trim to allocate more funds for debt repayment.
Read books on debt reduction like "The Total Money Makeover" by Dave Ramsey Learn strategies for debt reduction from books such as "The Total Money Makeover" by Dave Ramsey.
Use debt payoff apps Track and manage your debt repayment efforts with apps like Tally or Debt Payoff Planner.
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