Create and document 5 SMART financial goals using Smartsheet Start value: 0, Target value: 5, Notification frequency: End of Month
Use Qapital or Simple app to track progress for 4 financial goals Start value: 0, Target value: 4, Notification frequency: End of Month
Allocate 10% of monthly income to savings goals using Ally or Marcus Start value: 0, Target value: 10%, Notification frequency: End of Month
Use a financial goals worksheet from CFPB for monthly tracking Start value: 0, Target value: 12, Notification frequency: Monthly
Implement the 50/30/20 rule for 6 months using YNAB or NerdWallet Start value: 0, Target value: 6, Notification frequency: Monthly
Set up automatic transfers for 3 savings goals using online banking Start value: 0, Target value: 3, Notification frequency: Quarterly
Break down 4 financial goals into short, mid, and long-term using Dave Ramsey’s guide Start value: 0, Target value: 4, Notification frequency: Every 2 months
Track goal progress with a financial dashboard using Personal Capital or Mint Start value: 0, Target value: 4, Notification frequency: End of Month
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Initiatives
Create a SMART financial goals plan Develop a plan for financial goals that are Specific, Measurable, Achievable, Relevant, and Time-bound (SMART) using templates from Smartsheet.
Use financial goal-setting apps Set and track financial goals using apps like Qapital or Simple, which offer goal-setting and savings features.
Use a financial goals worksheet Utilize worksheets and templates to outline and prioritize your financial goals, available from Consumer Financial Protection Bureau (CFPB).
Implement the 50/30/20 budgeting rule Allocate 50% of your income to needs, 30% to wants, and 20% to savings and financial goals using budgeting tools from NerdWallet or YNAB.
Automate savings for financial goals Set up automatic transfers to savings accounts earmarked for specific financial goals using online banking features from Ally or Chase.
Break down goals into short-term, mid-term, and long-term Categorize your financial goals into short-term, mid-term, and long-term objectives using goal-setting guides from Dave Ramsey.
Track progress with a financial dashboard Use financial dashboards from apps like Personal Capital or Mint to monitor progress towards your financial goals.
Use goal-setting journals Keep a journal dedicated to setting and reflecting on your financial goals with prompts and templates from The Balance.